I had a judgment entered against me in January of this year. I could not pay it, and they would not accept payments from me. Now they began garnishing my wages. If I can somehow scrounge up the money from family members or something, can I still settle it and stop the wage garnishing?
I’m 23 bills include BofA credit card which they are taking me to court for..Personal Loans…Medical etc..
Some people say its to little other people say start clean what do you think?
BTW because the debt is so little I was gonna have a paralegal/typist do all the forms for me at 5 im worried when I get a job they are gonna garnish my wages
My husband has a ,000 hospital bill and in the state of California, the spouse is also responsible to foot the bill. So now, we have a court ordered judgment against us. Since our house is now in foreclosure I was planning on filing bankruptcy anyways. Will filing bankruptcy stop this court ordered judgment? If not, can they garnish my wages? -note, My husband lost his job and I am the sole provider for a family of 4
I am going to be going through chapter 7 bankruptcy next month (November). My car has 70,000 miles and it is five years, and four months old since I purchased it in 2001 (it had 13 miles when I bought it). If I keep my car for two and a half more years before trading it in, can i get a decent loan after filing for chapter 7 bankruptcy this november? My attorney told me that it wouldn’t hurt me that bad because I get a VA compensation and they can’t garnish my wages. Please help. And if I can get a loan, what kind of interest rate would it be?
I filed bankruptcy before I never imagened that I would ever let myself get in this kind of trouble again. But I have bill collectors calling and now threatning to garnish wages . Most of what I owe is late and over limit fees. I bareley have enough money coming in now to just survive. what can I do?
My wages are being garnished 25% due to a collection that I have for an old car. I already filed for an exemption because I am a single parent with 4 kids. They said they would take out per pay period, but that means it will take me about 10 years to pay it off. Does anyone know if bankruptcy would cover a court ordered judgement?
i couple of years back i brought a car that i couldnt afford. i returned the car a voluntary repo and that is on my credit. The Lender now wants to garnish my wages to pay back the loan. I do not want to file bankruptcy I would like to know if there are any alternatives to help me with this debt and the other things on my report because now i’m a position where I have enough money to repair and repay the thingson my credit.
This is a question related to last week’s question kindly answered by helpful person…"is not paying unsecured credit card debt an alternative to bankruptcy [?] ". The answer included info that my wages could not be garnished in TX. I now need to know about NM & AZ.
Considering I can’t do debt consol and would very much like to avoid bankruptcy….I am trying to put my life back together after ex husband in TX surprised me by divorcing me after 14 yrs. and then filed bankruptcy himself instead of filing as a couple (which he had told me he would do-as a couple) and in doing so dumped debts on me. Collectors who can’t collect from him are now calling me. THANKS GREATLY FOR YOUR HELP.
My mom is in risk of losing her home due to credit cards raising interest rates and their not being able to keep up with payments. Her wages are going to be garnished and is worried about not being able to make mortgage payments. She refinanced once. Can she file bankruptcy if she refinanced?
Miles White-Abbott 17,395,000
fred Hassan- Schering-Plough 15,677,000
Bill Weldon-johnson & Johnson 13,202,000
H. Edward Hanway-Aetha 12,656,000
Angela Braly- Well Point 5,127,000
(Angela might be a wee bit upset…look at the difference in incomes just because she is a woman..lol
The way to maximize profits is to raise premium & deductibles and deny claims
This is proof as reason why we have to pay such high rates and they are going up
How can any defend these companies?
How many millions have gone bankrupt because they could not pay?
Yet these people rake in millions per year…to do what? deny claims, raise the rates and tell the doctors who they can or not treat?
These companies are paying big bucks to put out ads all against any reform and tell us how bad it will be…no wonder they are worried look at the money they will lose if another insurance company is allowed to move into their states..or the dreaded ‘gov
Thoughts? Should some anger in the country be directed to them for a change…why such high wages…and this is the top ones,,, then there are the fees..charged on top of each and every bill sent to them
No wonder we are in this mess? They are as bad as any bank ceo
but remember we are talking about health care ..aren’t we
Or is it all money ONLY?
Does anybody know if you can file bankruptcy on a Federal school loan? If you have already defalted on the loan but they have not garinish your wages yet, and you can not make any payment on the loan at all, can you file an the federal school loans too, when you file?
Brief background: Moved from one state to another for a job, which was lost. Income has dropped to about 50% of what it was. We’ve gone through our savings to try and pay things. Bring home pay now covers ONLY new house payment, utilities, groceries, life insurance, and government student loan. Have previously surrendered 2nd vehicle, (1st vehicle is paid in full). Old house in old state foreclosed on and being sold tomorrow. Credit cards remaining unpaid and sent for collections, etc.
My question is this: should bankruptcy proceedings begin or should we continue as is? What, if anything, can our creditors do to us (other than trash our credit – which has already happened). We live in Texas. I would appreciate any suggestions. However please refrain from replies such as "get a job", because we are both working full time jobs and have cut ALL unnecessary spending. We dread the thought of bankruptcy, but see no other alternative.
We’ve done the credit counseling, etc., and the funds are simply not there.
Can they garnish wages for debt in Texas?
Thanks for the replies so far – I appreciate it.
The one vehicle we have is paid in full and is a 1999 Ford Ranger – not new. Excellent comments everyone – thanks!
I have around 15,000 in credit card debt (major I know-my husband got hurt and so did our income). I got a call today from a collection agency at my job saying he was only contacting me this one time and since I can’t pay the 1700 up front he was going to start taking it out of my pay checks. Can they do this? I don’t pay every month but every couple of months I try to send in a very small amount to show I care. But because of all the different bills I can’t catch up. I am very upset because if they take my wages I wont be able to pay my bills that I have to have. Also should I file bankruptcy for this large debt, I am only 24, or should I try to pay it off. I want a house and don’t want this to hurt us to bad.
I lost a lawsuit against a old landlord. He is now garnishing my wages. Can i file bankruptcy on it?
I filed Chapter 7 bankruptcy in Aug 2001 and it was discharged in Dec 2001 in IL. I now live in Vegas and have a writ against me and they are going to garnish my wages. I have 2 options file a "Claim of Exemption" or file bankruptcy?
How does one file Bankruptcy after job loss and stuck with a foreclosed home and repo'd automobile? Is this a long process and is it recommended? What are the key negative points if one chooses this route? Thank you!
Also, how likely is it that a broke jobless person will get sued and have wages garnished and bank accounts seized due to owing on a repo'd car?